Region & Currency
BetterBudgets supports 36 countries. Your region affects tax calculations, some housing figures, currency formatting, and which subscription plans are available to you.
Supported countries
North America — United States, Canada, Bermuda
Asia-Pacific — Australia, New Zealand, Singapore
Latin America & Caribbean — Ecuador, El Salvador, Panama, Bahamas, Cayman Islands
Europe — Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, Spain, Andorra, Monaco, San Marino, United Kingdom
Africa — South Africa
Where you choose it
Region isn't a single global setting. The calculators that need it ask for it directly, with a searchable country selector:
In countries with significant sub-national variation — the United States most notably — you'll also select a state or region, and the Mortgage calculator additionally takes a zip code for local property tax.
What region actually changes
Tax calculations. Take-home pay depends on national and often regional tax. This is why the Paycheck calculator asks for both country and state, and why a US salary in one state produces a different result than in another.
Housing figures. Property tax and related housing costs vary by area.
Currency formatting. Amounts display in the appropriate currency.
Subscription availability. Plans and prices differ by country. If you see No plans available in your region, Thrive isn't offered where your app store account is registered. See Managing Your Subscription.
US-specific terminology in these docs
Where these pages mention things like PMI, income-driven repayment plans, or filing statuses, those are US-specific and won't map to every country.
The underlying concepts usually do have local equivalents — most countries have some form of mortgage insurance below a certain deposit, and most have income-contingent student loan arrangements. The names differ. Read the examples as illustrations of the mechanism rather than as the exact product available where you are.
If your country isn't supported
The tax-dependent calculators — Paycheck, Mortgage, Rent Affordability — won't give you meaningful results, since they have no rate data for your jurisdiction.
Everything else still works:
- ›The Budget Builder takes the numbers you give it, so entering your real take-home pay and real bills works regardless of country
- ›The loan calculators — Auto Loan, Student Loan, Debt Payoff, Consolidation, Amortization — are pure interest arithmetic and don't vary by jurisdiction
- ›Paycheck tracking is country-agnostic
The main gap is that you'll need to work out your take-home pay yourself before entering it.
Subscription availability is a separate matter, and the app is only sold in the countries listed above.
Moving countries
If you move to another supported country, rerun the affected calculators with your new location and rebuild your budget with the updated figures. Tax differences between countries are large enough that an old plan won't transfer meaningfully.