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Your Monthly Numbers

The tiles across the top of the dashboard are the headline figures for whichever period you've selected. They're the fastest read in the app — six numbers that tell you how the period went.

The tiles

Income this Month — what came in.

Total Bills this Month — the sum of your bills for the period.

Total Expenses this Month — your expenses, excluding housing and debts, which are counted separately.

Debt Payments this Month — everything that went toward debt. This is the number that's actually buying you something.

Total Saved this Month — what went to savings.

Outstanding Balance — total debt still owed. The one number here that isn't about this period; it's your current position, and it's the one to watch over months rather than within one.

There's also a Total Saved figure covering cumulative savings rather than just the current period.

Reading them together

Individually these are trivia. Together they describe the period.

Income minus bills is your actual margin. If it's thin every period, no amount of discipline in the small categories will fix it — the plan is too tight and wants rebuilding at a gentler tier.

Debt payments against total saved is your plan's personality made visible. Heavily weighted toward debt means you're on an aggressive tier; if that wasn't deliberate, check which plan you're actually on.

Outstanding Balance over time is the number that matters most and moves slowest. Month to month it barely shifts, which is discouraging if you check it daily and motivating if you check it quarterly. Check it quarterly.

The tiles follow the toggle

These respond to the Paycheck / Month setting and the time range above them, despite the "this Month" labels. Set the toggle to Paycheck and you're seeing the figures for a pay period.

Worth knowing when a number looks unexpectedly small — you may be looking at one paycheck rather than a full month.

The extra-paycheck effect

On a weekly or bi-weekly cycle, some calendar months contain an extra paycheck. Those months will show noticeably higher income and savings than the ones around them.

Nothing is wrong. But don't set expectations from a three-paycheck month — that's the outlier, not the baseline. This is a good example of why the Paycheck view is the more honest one for judging whether things are working.

When they don't match your bank

These are built from bills you've marked complete, not from your accounts. A mismatch almost always means unmarked bills rather than a calculation error.

If you've been marking consistently and the numbers still look wrong, see When Something Looks Wrong.

Next

Reading the Charts.