Totals to Date & Coming Up
Below the bill list are three things: this paycheck's Savings, your Totals To Date, and Coming Up. They answer different questions, and it's easy to read one expecting the answer to another.
Savings
The Savings row is what this paycheck puts aside: the paycheck minus everything it has to cover.
When a paycheck's bills are bigger than the paycheck itself, the row reads Pull From Savings instead. That's normal for a check that has to cover rent or a large annual bill — the plan uses savings built up on lighter checks.
Tap the row once you've actually moved the money, and it turns green. That's what moves your emergency fund progress (below).
Totals To Date
Two running figures, carried paycheck to paycheck, showing where the plan has you after the paycheck you're on:
Total Savings. Your starting savings plus everything set aside up to and including this paycheck.
Total Balance. What's still owed across all your debts after this paycheck's payments. Not shown on a plan with no debt.
If your budget has an emergency fund target, a progress bar sits under Total Savings. It measures what you've actually put away — paychecks whose Savings row you've ticked — and shows the date the plan expects you to reach the target.
What moves the totals
The totals follow the plan and your edits, not your bank and not your ticks.
- ›Ticking a bill doesn't move them. The plan already counted that bill.
- ›Changing an amount does. Edit a bill, a debt or the paycheck, and every total from that paycheck to the end of the plan is recomputed.
- ›The exception: ticking a line with spending logged under it. It settles at what you spent, so any leftover goes back into savings — and the totals move by that much.
An edit can't push your running savings below zero anywhere from that paycheck on. See Completing Bills.
Use Totals To Date to see where a plan has you by a given date — scroll ahead to the paycheck before a big purchase, or to see when Total Balance reaches zero.
Coming Up
Coming Up lists the bills and debt payments still unticked on the paychecks after the one you're on, soonest first: the name, the paycheck it comes out of, and the amount. It answers what's about to land that isn't on this paycheck? — the question behind whether to spend what's left today.
- ›It shows the first five; See all expands the rest.
- ›Tap a row to jump to that paycheck.
- ›Lines at zero and bills you've already ticked are left out.
- ›It looks three paychecks ahead on Thrive and one on Free.
On the last paycheck of your plan there's nothing after it, so the section doesn't appear.
Which to use when
Working through a paycheck → the bill list itself.
Seeing what's due next → Coming Up.
Checking where the plan has you by a date → Totals To Date.
Looking for trends over time → the Dashboard.
Next
For trends, projections, and charts, continue to Dashboard Overview.